Cover for critical illness

One out of five of us will fall seriously ill before the age of 65*. Although most will survive, their everyday life will come to a halt. With insurance cover for a serious illness, you will receive a lump sum benefit that you can use as you see fit. Calculate what it would take to ensure that your day-to-day life changes as little as possible if you suddenly fall ill.

Life will see you through

Critical illness will strike one out of every five Finns in the most active stage of their life. At the height of their career, when their responsibilities are great: a home, children, family, daily routines. With so many things to consider, a simple and straightforward lump sum benefit will ease your worries. A lump sum equal to one year’s salary gives you time to re-organise your days and your life, on your terms.

This is how cover for critical illness works
  • Cover for serious illness consists of a tax-free lump sum benefit that you will receive upon being diagnosed with or treated for a serious illness.
  • You can use the benefit as you see fit.
  • Illnesses and procedures that entitle the insured to the benefit are: cancer, heart attack, stroke, kidney failure, multiple sclerosis, coronary bypass surgery and organ transplant or bone marrow transplant.
  • The cover will be activated 90 days after the insurance was taken out, and it will end once you have been paid the benefit or at the latest when you turn 65.

Insure yourself and pay it forward

By insuring yourself, you can help secure the life of a disadvantaged child or adolescent in case of injury. For each new life insurance policy we sell, we will donate approximately 1 per cent of the first-year insurance premiums towards arranging accident insurance. This means that more than 1,000 children and adolescents will receive accident insurance each year.

Mandatum Life works together with the Tukikummit foundation. The assistance granted by Tukikummit supports children in disadvantaged families in Finland who are in danger of being marginalised for financial reasons.

Learn more about Optimi Personal Insurance

The best thing about life is its unpredictability. Life is unique, life is fun. We can assist you in securing yourself against financial risks – to help you sleep better at night.

Your need for insurance cover is highest when you have under-aged children and you or your spouse have a large mortgage. Even a short-term loss of income or unpredictable expenses can put a family’s financial situation in jeopardy.

Mandatum Life’s Optimi is a flexible and individual personal risk insurance to supplement your statutory insurance cover and make tomorrow easier for you and your loved ones in case of serious illness, disability or death. Your insurance needs are always linked to your life situation – get in touch with us and we will tell you more.

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  2. We will map out your needs

    Your insurance needs always depend on your life situation. Your need for insurance cover is highest when you have under-aged children and you or your spouse have a large mortgage. We will tailor a full package always according to your needs.

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