As an entrepreneur, you are irreplaceable to your loved ones and to your company. Personal risk insurance provides security in case of a serious illness, disability or death. Entrepreneur Insurance covers all the personal risks faced by people who are self-employed.
One in five Finns will fall seriously ill before the age of 65. For an entrepreneur, work absences can be costly. With insurance cover for a serious illness, you will receive lump sum compensation that you can use as you see fit.
Even brief absences due to illness are often directly visible in your company’s result. Disability insurance can help secure your standard of living – whether your disability is brief or permanent.
Life insurance gives your loved ones financial security and makes it possible for your entrepreneurial activities to continue if an unexpected situation arises.
With personal risk insurance, you supplement your statutory social security and ensure your standard of living as well as the continuity of your business if you fall ill, become disabled or pass away. By insuring yourself, you are also safeguarding your family’s income. Entrepreneur Insurance premiums are generally tax-deductible for your company.
By insuring yourself you also help others. By purchasing personal risk insurance, you can help to secure the life of a disadvantaged child or adolescent in case of injury. For each new life insurance policy we sell, we will donate approximately 1 per cent of the first-year insurance premiums towards arranging accident insurance. This means each year more than 1,000 children and adolescents will receive accident insurance.
Mandatum Life works together with the Tukikummit foundation. The assistance granted by Tukikummit supports the children of disadvantaged families in Finland who are in danger of being marginalised for financial reasons.
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Together we will discuss your and your company’s situation and especially your needs related to personal risk insurance. The insurance should sufficiently cover both your personal debts and your company’s debts and liabilities and secure your income in all situations. If you, as an entrepreneur, are responsible for your family’s income, we always take your loved ones into account.
We will calculate a suitable amount of insurance cover to meet your needs, and you will receive an offer for Entrepreneur Insurance either from one of our experts or directly in our Web Service.